The daughter of an Army serviceman, Kathy was raised all over the south. While attending UT, she met and married Jeff Oakes. They moved to Johnson City and raised four beautiful children. Kathy attended D&D School of Real Estate with founder and mentor, Dick Clemmer in 2004 and fell in love with real estate. In 2008, she furthered her career and became a Broker. In 2019, Kathy and Jeff bought D&D School of Real Estate.  Today, Kathy continues her commitment to the school’s original values by ensuring that the school offers relevant, up-to-date content and making the educational process an engaging experience.

Kathy is passionate about continuous learning and has earned numerous certifications. Some of her achievements include; graduating NETAR’s Leadership Academy 1 and 2, ARELLO certification (the highest level of distance training certification), C2X, and Graduate of the Real Estate Institute (GRI). 

Kathy’s mission is “to grow people and grow profits to impact their world.” Fostering growth in herself and others is one of her driving forces. To support the community, she led her local Real Estate Board in creating an Education Award to assist others in pursuit of their real estate dreams. 


Bethany Oakes

Bethany is currently a Broker and has been licensed since 2015. She has a passion for working with first time home buyers and educating them on the process of becoming homeowners. In addition to being a Realtor®, Bethany brokers at a local real estate firm and  runs her own Transaction Coordination business. She is passionate about education and advancement. She has earned the At Home with Diversity Designation and is working toward earning her C2EX Designation. She has been an instructor with D&D since 2021 and truly enjoys educating and encouraging tomorrow’s real estate professionals.

In her spare time, Bethany is the Secretary of the Jonesborough Area Merchant and Service Association which promotes local businesses and contributes to Jonesborough charities JAMA Food Pantry and Friends of the Library. Bethany is passionate about her community  as well as being very active in her church.  Her hobbies include playing piano and singing. She is self-proclaimed nerd, and a championship baker who is known for her legendary chess bars. 

Jacque Lowe

After nearly 15 years in the real estate industry, Jacque Lowe still gets excited when she secures a real estate transaction. Along with a love for the real estate process as a whole, Jacque is most known for the connection that she forms with her clients and fellow Realtors. 

After being a Realtor for 10 years, Jacque earned her Broker license. She quickly found she had a passion for education within the industry and realized she wanted to lead, teach, and train Realtors for the betterment of the industry. To better make an impact, Jacque is also a certified Real Estate Instructor at the local real estate school. With experience in all aspects, including commercial and residential sales and leases, Jacque is also knowledgeable in investment properties.

In Jacque’s spare time, she enjoys spending time with her best friend and confidante, Jerry, and her two amazing kids Abigail and Blake. She also enjoys drinking coffee, eating cake, and traveling to the beach.